{"database": "press", "table": "releases", "rows": [["https://beatty.house.gov/media-center/press-releases/house-passes-beatty-s-bipartisan-affordable-housing-bill", "House Passes Beatty\u2019s Bipartisan Affordable Housing Bill", "2021-04-21", "2021", "2021-04", "Democrat", "House", "OH", "Joyce Beatty", "B001281", "beatty.house.gov", "beatty", "https://beatty.house.gov/media-center/press-releases", "scraper", "WASHINGTON, D.C.\u2014The U.S. House of Representatives yesterday passed U.S. Congresswoman Joyce Beatty's (OH-03) signature, bipartisan, affordable housing bill, the Housing Financial Literacy Act, H.R. 1395. If enacted, the piece of legislation would give first-time homebuyers who complete a U.S. Department of Housing and Urban Development (HUD)-certified counseling course a discount on their Federal Housing Administration (FHA) mortgage insurance premium of 25 basis points (or 0.25 percent). This translates into a cost savings for first-time homebuyers of $250 for every $100,000 financed through a FHA mortgage loan. Following the vote, Beatty said:\n\n\"Whether you are managing your credit, creating a budget, saving for retirement, or purchasing a home, understanding the basic principles of planning, saving, and investing for the future are vitally important. Studies show that pre-purchase housing counseling empowers first-time homebuyers to make more informed financial decisions that ultimately benefit their family's financial future, the neighborhood, and entire economy. I call on Democratic and Republican Senators to back this common-sense, bipartisan bill to help more of our constituents realize the dream of homeownership in a financially responsible way.\"\n\nThe Housing Financial Literacy Act is awaiting further consideration by the U.S. Senate.\n\n# # #", 1, "2026-03-30T01:40:41Z", "2026-04-06T19:42:19Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://beatty.house.gov/media-center/press-releases/house-passes-beatty-s-bipartisan-affordable-housing-bill"], "units": {}, "query_ms": 1.5083439648151398, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}