{"database": "press", "table": "releases", "rows": [["https://dean.house.gov/2021/9/reps-dean-luria-and-garbarino-introduce-bipartisan-flood-history-information-act", "Reps. Dean, Luria, and Garbarino Introduce Bipartisan Flood History Information Act", "2021-09-14", "2021", "2021-09", "Democrat", "House", "PA", "Madeleine Dean", "D000631", "dean.house.gov", "dean", "https://dean.house.gov/press-releases", "scraper", "WASHINGTON, D.C. \u2014 Today, U.S. Representatives Madeleine Dean (D-PA-04), Elaine Luria (D-VA-02), and Andrew Garbarino introduced the Flood History Information Act which would ensure that potential homebuyer\u2019s have access to a property\u2019s flooding history prior to purchase.\n\nThe Flood History Information Act requires the Federal Emergency Management Authority (FEMA) to create a database of homes damaged by flooding and share that information with buyers and insurance companies upon request. The data shared would include the location of the insured property, the amount of coverage, dates of loss, and the amount paid on claims.\n\n\u201cThis bipartisan legislation gives home buyers the necessary access to the potential flood risk of a potential property which is especially crucial in this rapidly changing climate,\u201d Rep Dean said. \u201cI thank Rep. Luria for her leadership on this issue and strongly support the Flood History Information Act.\u201d\n\n\u201cAs severe flooding becomes more common, homeowners need transparency and the peace of mind that their forever home won\u2019t saddle them with unforeseen costs,\u201d Rep Luria said. \u201cFlood insurance is expensive, but it\u2019s a reality many homeowners have to face because of climate change and rising sea levels. I hope this legislation is the first step towards reforming flood insurance and protecting homeowners who live in communities at risk of flooding.\u201d\n\n\u201cAs part of a coastal community, Long Islanders experience the good and bad of living near the water,\u201d Rep Garbarino said. \u201cAs wonderful as it is, flooding is a very real challenge that, when it occurs, can be devastating for homeowners. Prospective homeowners deserve to have all of the information when purchasing a home and, by requiring FEMA to collect and share flood history data, homebuyers can make informed decisions about their flood risk and prepare accordingly.\u201d\n\nThe bill requires FEMA to provide information on whether the property owner would need to purchase flood insurance due to previous federal disaster assistance. It would also require FEMA to provide information on the number and dollar value of flood insurance claims filed for a property over the life of the property. This bill would charge a fee for insurance companies to access the flood history database but would not charge a fee for buyers or current owners. This would apply to properties under the NFIP and to private insurance companies who choose to participate in the data sharing agreement with FEMA.\n\nThe National Association of REALTORS endorsed the Flood History Information Act.\n\n\u201cREALTORS\u00ae applaud Congresswoman Luria for introducing the Flood History Information Act, which will authorize FEMA to disclose NFIP claims data to home buyers as well as owners. Homebuyers have a right to this information before making purchasing decisions. This legislation is particularly critical and timely in light of the extensive flooding across the country we\u2019ve witnessed these past several weeks. REALTORS\u00ae support the bill and urge Congress to include these provisions in any long-term reauthorization and reform measure.\u201d", 1, "2026-03-30T01:40:41Z", "2026-04-06T20:17:01Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://dean.house.gov/2021/9/reps-dean-luria-and-garbarino-introduce-bipartisan-flood-history-information-act"], "units": {}, "query_ms": 0.7385190110653639, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}