{"database": "press", "table": "releases", "rows": [["https://downing.house.gov/media/press-releases/downings-whole-home-repairs-act-included-21st-century-road-housing-act-becomes", "DOWNING\u2019S WHOLE-HOME REPAIRS ACT INCLUDED IN THE 21ST CENTURY ROAD TO HOUSING ACT BECOMES LAW", "2026-07-11", "2026", "2026-07", "Republican", "House", "MT", "Troy Downing", "D000634", "downing.house.gov", "downing", "https://downing.house.gov/media/press-releases", "scraper", "WASHINGTON, D.C. \u2013 Today, the 21st Century ROAD to Housing Act, comprehensive legislation to expand housing supply, modernize federal housing programs, and support affordable housing nationwide becomes law. Congressman Troy Downing\u2019s Whole-Home Repairs Act, legislation to support essential home repairs was included in the package.\n\nDowning\u2019s bill, the Whole-Home Repairs Act of 2025, authorizes the Department of Housing and Urban Development (HUD) to offer grants for essential home repair assistance to low-and-moderate-income homeowners and small landlords.\n\n\u201cHousing affordability remains a major challenge for families across Montana and across the country,\u201d said Congressman Downing. \u201cThis bill is a step forward in addressing the needs of homeowners and renters. I\u2019m proud that my Whole-Home Repairs Act was included in the 21st Century ROAD to Housing Act to leverage federal, state, and local partnerships and strengthen our existing housing stock. With too many Montana families cost burdened and many homes in need of repair, this funding could not come at a better time.\u201d\n\nThe broader legislation includes several reforms aimed at expanding housing supply and modernizing federal housing policy.\n\nThe bill eliminates the permanent chassis requirement for manufactured homes, an outdated federal mandate that required manufactured homes to be built on a permanent steel frame. Removing this requirement will help lower costs and allow more design flexibility for prefabricated housing.\n\nThe legislation also includes important community banking provisions. It allows community banks to hold more custodial and reciprocal deposits without triggering brokered deposit restrictions. It also provides exam relief for banks with up to $6 billion in assets and streamlines the process for new community banks to form.\n\nThe 21st Century ROAD to Housing Act also creates a two-year pilot program to support the creation of new community banks, especially in rural areas.\n\n###", 1, "2026-07-12T07:28:31Z", "2026-07-12T07:30:18Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://downing.house.gov/media/press-releases/downings-whole-home-repairs-act-included-21st-century-road-housing-act-becomes"], "units": {}, "query_ms": 0.696105882525444, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}