{"database": "press", "table": "releases", "rows": [["https://golden.house.gov/media/press-releases/golden-introduces-bill-to-replace-child-tax-credit-with-larger-monthly-payments-to-support-families-with-children", "Golden introduces bill to replace Child Tax Credit with larger, monthly payments to support families with children", "2025-02-13", "2025", "2025-02", "Democrat", "House", "ME", "Jared F. Golden", "G000592", "golden.house.gov", "golden", "https://golden.house.gov/media/press-releases", "scraper", "WASHINGTON \u2014 Congressman Jared Golden (ME-02) today introduced legislation to create a new social insurance program for families with children, providing monthly per-child payments to help families afford the costs associated with raising kids and empower Americans to start and grow families how and when they want.\n\nThe bill, the Family Income Supplemental Credit (FISC) Act, would replace the poorly targeted Child Tax Credit (CTC) with a new, more impactful program. Roughly 95 percent of families \u2014 all but the very wealthiest \u2014 would receive as much or more under FISC than they currently receive under the CTC.\n\n\u201cFamily is the backbone of society. But stagnant wages make it hard to support kids, and a lack of economic stability prevents some couples from even trying to have the children they want. For instance, it\u2019s common for most or even all of one parent\u2019s income to go toward the cost of child care,\u201d Golden said. \u201cThe current approach is poorly targeted and poorly timed. It gives too much to wealthy families and not enough to working class people, and it\u2019s distributed as a lump sum through the tax code once a year, even as families have to meet a budget every month.\n\n\u201cIn the richest country in the world, people should be able to have kids without fear of going broke,\u201d Golden said. \u201cIt\u2019s time we fundamentally rethink our approach to supporting families. My legislation will give Americans the tools they need to start or grow their families on their own terms \u2014 no one else\u2019s.\u201d\n\n\u201cStrong and thriving families are the most important bedrock of American prosperity and liberty. Good leaders understand that,\u201d Oren Cass, chief economist for American Compass said. \u201cThey also understand that starting and raising a family has become unaffordable for too many people, and that most parenting-age Americans want their elected leaders to do something about it. The FISC Act is a tremendous step forward in Washington, where a long-overdue bipartisan consensus is finally emerging: working families with children need help, and our national policy should deliver it.\u201d\n\n\u201cSupporting parents in their work of raising children is an essential function of our federal tax code, and Congressman Golden\u2019s new bill is an exciting and innovative entry into the conversation around how best to advance a pro-family policy agenda,\u201d Patrick T. Brown, fellow for the Ethics and Public Policy Center said.\n\nThe FISC would provide a monthly per-child benefit to mothers and parents from the fifth month of pregnancy until the child\u2019s 18th birthday. Monthly payments would be processed by the Social Security Administration. Per-child monthly payments would be largest during pregnancy and taper as the child grows older \u2014 $800 for expecting mothers from the fifth month of pregnancy, $400 from birth to age 6, and $250 from age 6 to 18.\n\nA single parent of a 2-year-old and a 10-year-old, earning the median Maine income, would receive up to $650 monthly through the FISC \u2014 a total benefit more than twice what the CTC delivers. Click here for additional family scenarios.\n\nUnder Golden\u2019s proposal, benefits are capped at the filer's annual income. If a parent loses their job, they remain eligible for benefits for up to a year \u2014 preventing the loss of benefits when their household needs help the most, and giving families a cushion while they find a new job. The FISC is also targeted at low- and middle-income families, with a rapid phase out starting at $125,000 in annual income for single filers and $250,000 for couples. The CTC currently does not begin to phase out until $400,000 of income. Married households that file jointly are eligible for a 20 percent bonus.\n\nFor more information, including full legislative text, family scenarios, and a detailed policy summary, click here.\n\n###", 1, "2026-03-30T01:40:41Z", "2026-04-06T23:42:11Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://golden.house.gov/media/press-releases/golden-introduces-bill-to-replace-child-tax-credit-with-larger-monthly-payments-to-support-families-with-children"], "units": {}, "query_ms": 1.6215681098401546, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}