{"database": "press", "table": "releases", "rows": [["https://norman.house.gov/news/documentsingle.aspx?DocumentID=3304", "Congressman Norman Introduces the Rural Depositories Revitalization Study Act", "2025-12-11", "2025", "2025-12", "Republican", "House", "SC", "Ralph Norman", "N000190", "norman.house.gov", "norman", "https://norman.house.gov/news/documentquery.aspx?DocumentTypeID=27", "scraper", "WASHINGTON \u2014 Congressman Ralph Norman (R-SC) introduced H.R. 6536, the Rural Depositories Revitalization Study Act, legislation directing federal banking regulators to identify concrete solutions to strengthen rural banks, protect small-town depositors, and keep local credit flowing.\n\nAcross the country, rural depository institutions are facing growing pressures \u2014 from consolidation in the banking sector to burdensome regulations and rising compliance costs. As these pressures mount, smaller banks serving rural communities are finding it harder to compete and to keep essential credit within reach for local families and employers.\n\n\u201cWhen a community loses its local bank, it loses far more than a storefront. It loses a lifeline,\u201d said Congressman Norman. \u201cWhether it\u2019s a family trying to secure a mortgage, a farmer needing seasonal credit, or a small business dealing with tight margins, rural banks keep these communities moving.\u201d\n\nThis legislation directs the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller of the Currency to examine ways to improve the growth, capital adequacy, and profitability of rural depository institutions, as well as identify laws and regulations that limit de novo banking activity.\n\n\u201cAs the representative of a district filled with proud, hardworking rural communities, I\u2019m committed to ensuring federal regulators take this threat seriously,\u201d Norman continued. \u201cRural America deserves a strong, stable banking system \u2014 not one governed by one-size-fits-all rules built for Wall Street.\u201d", 1, "2026-03-30T01:40:41Z", "2026-04-06T20:09:11Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://norman.house.gov/news/documentsingle.aspx?DocumentID=3304"], "units": {}, "query_ms": 0.7343231700360775, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}