{"database": "press", "table": "releases", "rows": [["https://perlmutter.house.gov/news/documentsingle.aspx?DocumentID=996", "Division of Insurance Offers Facts on Health Insurance Cancellations", "2013-11-08", "2013", "2013-11", "Democrat", "House", "CO", "Ed Perlmutter", "P000593", "perlmutter.house.gov", null, null, "legacy", "Contact: Vincent Plymell, Communications Manager,\r\tColorado Division of Insurance, 303.894.2261, vincent.plymell@state.co.us As health insurance changes for 2014 take shape, many Coloradoans have been mailed notices regarding the cancellation of health insurance policies. The Colorado Division of Insurance (DOI) wants to address consumer confusion and alarm related to these cancellations. Since carriers must notify the DOI about these cancellations, the Division has been tracking this information.\r\r\tConsumers who have questions about these letters or any questions about their health insurance policy should contact the Division, said Commissioner of Insurance Marguerite Salazar. While some plans are being cancelled, Coloradoans have many new options for 2014, due to the strength and competitiveness of our health insurance market.\r\r\tCancellation letters must notify a consumer that the 2013 policy is cancelled, and must also highlight options for new coverage. However, the DOI recognizes that Coloradoans may still have questions. \r\r\tHere is what consumers need to know.\r\r\t1. Insurance companies remaining in the market are required to give consumers 90 days' notice before ending a plan, as well as the option to buy any other coverage being offered by the company to individuals. Companies leaving the market must provide 180 days' notice.\r\t2. Insurance companies are cancelling plans for many reasons. Some do not meet new federal requirements for benefits, coverage and premiums, as outlined in the Patient Protection & Affordable Care Act. Other carriers have made business decisions to discontinue plans, as part of normal business operations.\r\t3. Consumers have options. In cancellation letters, companies are required to provide information about all the health insurance options available to consumers  plans from the existing company, other companies and from Connect for Health Colorado, the state's new marketplace for health insurance.\r\t4. Consumers should take the time to shop around. DOI approved 18 carriers and 541 plans for sale next year, many offered on Connect for Health Colorado. Colorado has a strong, competitive insurance market, and consumers have many choices. For coverage beginning January 1, 2014, coverage must be purchased by December 15, 2013.\r\t5. Consumers can call DOI for guidance. Anyone with questions about any information provided by an insurance company can call the DOI. The Division has trained experts ready to answer consumers' health insurance questions and provide easy-to-understand information. Call 303-894-7490 in the Denver area, or 1-800-930-3745 outside the metro area.\r\r\t  \r\tTerminated Health Plans\r\tAs of November 1, a total of 23 health insurance carriers have terminated policies in Colorado; 18 carriers in the individual market; 10 carriers in the small group market. Some carriers offer insurance in both markets, which is why the total is 23 carriers.\r\r\tIndividual Market\r \r\t\r\t\tIn the individual market, the policies terminated by the 18 carriers represent 106,083 covered lives.\r\t\r\t\tTerminated plans from Kaiser Foundation Health Plan of Colorado and Anthem (through its affiliated company, HMO Colorado) represent 75% of the covered lives. However, both of these carriers will offer a significant number of new individual plans in 2014.\r\t\r\t\tKaiser offers 54 plans for 2014 (27 through Connect for Health Colorado, 27 off of the exchange).\r\t\r\t\tAnthem (HMO Colorado) offers 29 individual plans for 2014 (14 through Connectfor Health Colorado, 15 off of the exchange).\r \r \r\r\tSmall Group Market\r \r\t\r\t\tIn the small group market, the policies terminated by the 10 carriers represent 143,116 covered lives.\r \r \r\t\r\t\tSimilar to the individual market, terminated plans from Kaiser Foundation Health Plan of Colorado and Anthem (through HMO Colorado & Rocky Mountain Hospital & Medical Services) represent 76% of the covered lives. Also like the individual market, both carriers will offer a number of small group plans in 2014.\r \r \r\t\r\t\tKaiser offers 66 plans for small groups in 2014 (24 through Connect for Health Colorado, 42 off of the exchange).\r \r \r\t\r\t\tAnthem offers 74 small group plans (5 through Connect for Health Colorado, 69 off of the exchange).\r \r \r\r\t###\r\r\t  \r\tThe Colorado Division of Insurance regulates the insurance industry and assists consumers and other stakeholders with insurance issues. \r\r\tDORA is dedicated to preserving the integrity of the marketplace and is committed to promoting a fair and competitive business environment in Colorado. \r\r\tConsumer protection is our mission.", 1, "2026-03-30T12:14:52Z", "2026-03-30T12:14:52Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://perlmutter.house.gov/news/documentsingle.aspx?DocumentID=996"], "units": {}, "query_ms": 1.4912320766597986, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}