{"database": "press", "table": "releases", "rows": [["https://timmoore.house.gov/media/press-releases/congressman-tim-moore-votes-pass-lower-health-care-premiums-all-americans-act", "Congressman Tim Moore Votes to Pass the Lower Health Care Premiums for All Americans Act", "2025-12-17", "2025", "2025-12", "Republican", "House", "NC", "Tim Moore", "M001236", "timmoore.house.gov", "timmoore", "https://timmoore.house.gov/media/press-releases", "scraper", "WASHINGTON, D.C. \u2014 Today, Congressman Tim Moore voted to pass the Lower Health Care Premiums for All Americans Act (H.R. 6703), legislation with targeted reforms to lower premium costs for all Americans, expand access, and restore integrity to America\u2019s health care system.\n\n\u201cFor years, Democrats have poured billions of taxpayer dollars into subsidies that pad the profits of big insurance companies while premiums skyrocket for working families,\u201d said Congressman Moore. \u201cThis legislation brings a much-needed set of reforms to lower premiums for all Americans at least 11%, expand affordable options for workers and small businesses, and tackle the hidden costs driving up prescription drug prices. I\u2019m proud to vote for a bill that puts patients first and delivers real relief to families in Western North Carolina.\u201d\n\nSpecifically, the Lower Health Care Premiums for All Americans Act:\n\n\u00b7 Lowers premium costs through cost-sharing reduction payments\u2014reducing premiums by at least 11%, stabilizing the individual market, and cutting out-of-pocket costs like deductibles and copays;\n\n\u00b7 Brings transparency and reduces hidden drug costs by requiring pharmacy benefit managers to report drug spending, rebates, and pricing\u2014giving employers and employees visibility into the real drivers of premium increases;\n\n\u00b7 Expands Association Health Plans by restoring President Trump\u2019s executive order, which would enroll 3.7 million Americans and provide coverage to 400,000 previously uninsured individuals;\n\n\u00b7 Strengthens employer flexibility and coverage choices by allowing workers to use tax-free employer contributions to choose the health plan that works best for them;\n\n\u00b7 Protects small businesses by preserving their ability to offer affordable, customizable benefit plans that meet the needs of their employees.\n\nRead the text of the bill HERE.\n\nKey Background: The Unaffordable Care Act Marketplace: Rising Costs and Structural Failures\n\nPremiums Have Risen Nearly Twice as Fast as Employer Coverage\n\nPremiums have increased at a rate more than three times higher than overall inflation as measured by the Consumer Price Index.\n\nSurging Premiums Are Driving Higher Federal Subsidy Costs\n\nFederal ACA subsidy costs grew from $18 billion in 2014 to $92 billionin 2023.\n\nCosts are projected to reach $138 billion in 2025 \u2014 an 8x increase.\n\nThe Cost of Extending the COVID-Biden-Era Subsidy Boost is Substantial\n\nMaking the expansion permanent would cost $335 billion over ten years.\n\nZero-Claim Enrollment Has Surged \u2014 While Insurers Collect Billions", 1, "2026-04-03T05:34:17Z", "2026-04-03T05:35:48Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://timmoore.house.gov/media/press-releases/congressman-tim-moore-votes-pass-lower-health-care-premiums-all-americans-act"], "units": {}, "query_ms": 2.3897469509392977, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}