{"database": "press", "table": "releases", "rows": [["https://tipton.house.gov/media/press-releases/tipton-legislation-making-mobile-banking-obtainable-rural-colorado-clears", "Tipton Legislation Making Mobile Banking Obtainable for Rural Colorado Clears Important Hurdle", "2017-12-13", "2017", "2017-12", "Republican", "House", "CO", "Scott Tipton", "T000470", "tipton.house.gov", null, null, "legacy", "WASHINGTON D.C. \u2013 Congressman Scott Tipton\u2019s (CO-03) Making Online Banking Initiation Legal and Easy Act of 2017 (H.R. 1457), otherwise known as the MOBILE Act, has been approved unanimously by the full Financial Services Committee and will now move to the House Floor for consideration.\n\u201cProviding mobile financial services access to unbanked and underserved households has been proven to improve their financial outcomes,\u201d said Tipton. \u201cUnfortunately, access to mobile financial services products is not equal across the United States, leaving some communities unable to open accounts from their mobile device.\u201d\nThe MOBILE Act would fix this problem by creating a uniform regulatory standard that would give consumers the ability \u2013 if they so choose \u2013 to authorize their bank to use the personal information on their driver\u2019s license or identification card for the purpose of opening a bank account.\nAdditionally, the bill prioritizes protecting consumer privacy information and respects state privacy laws, as well as requires that a financial institution delete all copies of a driver\u2019s license after using the information for the express purpose of opening account.\nAccording to the Federal Deposit Insurance Corporation (FDIC), at least 67 million people in the United States are under- or \u2013unbanked and could benefit from the ability to access financial services from their mobile device.\nTipton\u2019s statement can be viewed here.\nAn audio file of his statement can be downloaded here.\n# # #", 1, "2026-03-30T12:14:52Z", "2026-03-30T12:14:52Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://tipton.house.gov/media/press-releases/tipton-legislation-making-mobile-banking-obtainable-rural-colorado-clears"], "units": {}, "query_ms": 2.1265079267323017, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}