{"database": "press", "table": "releases", "rows": [["https://troycarter.house.gov/media/press-releases/congressman-troy-carter-sends-letter-pushing-flood-insurance-affordability", "Congressman Troy Carter Sends Letter Pushing for Flood Insurance Affordability, Transparency", "2022-08-04", "2022", "2022-08", "Democrat", "House", "LA", "Troy A. Carter", "C001125", "troycarter.house.gov", "troycarter", "https://troycarter.house.gov/media/press-releases", "scraper", "NEW ORLEANS, L.A. \u2013 Today, Congressman Troy A. Carter, Sr. led a group of all six Louisiana House delegation members on a letterto Federal Emergency Management Agency\u2019s Deputy Associate Administrator of Insurance and Mitigation, David Maurstad.\n\nTogether, Reps. Troy Carter, Steve Scalise, Garret Graves, Mike Johnson, Clay Higgins, and Julia Letlow wrote a letter calling for a commitment from FEMA to increase transparency and affordability within the National Flood Insurance Program\u2019s (NFIP) Risk Rating 2.0 system.\n\n\u201cIn Louisiana, many have experienced dramatic increases in the cost of policies without any explanation of what risk factors are causing these increases,\u201d reads the joint letter. \u201cWe continue to be extremely concerned about Risk Rating 2.0\u2019s treatment of flood protection and mitigation measures when setting individual rates. We have discussed these concerns with the people of Louisiana who are experts on flood protection and mitigation, including levee protection, home elevation, and coastal restoration, and it is increasingly concerning that there is still inadequate and insufficient information on how these protection efforts will be recognized under Risk Rating 2.0.\u201d\n\nIn Louisiana, some NFIP customers have seen their premiums double or triple. An investigation from The Advocate found that about 50% of Louisiana policyholders will likely see phased-in increases of more than 129%, but around 10% will see premiums increase 400%. The Associated Press found that FEMA has estimated that 1 million Americans across the country will be unable to afford flood insurance by the end of the decade under the new Risk Rating 2.0 policy.\n\nTragically, in too many cases these skyrocketing premiums are causing homeowners to choose between paying their other household bills and maintaining active flood insurance coverage \u2013 a choice the Louisiana House congressional delegation decry in their letter.\n\n\u201cPeople should be rewarded, not penalized, for taking lifesaving measures to mitigate and protect against future floods,\u201d the signers of the letter concluded. \u201cAs such, we look forward to your prompt response regarding this serious matter.\u201d\n\nLast week Congressman Carter also launched the Bipartisan Congressional Disaster Preparedness and Recovery Caucus, a group of four co-chairs from across the political spectrum allied in the fight to strengthen and streamline our nation\u2019s disaster preparedness and response systems. The National Flood Insurance Program and Risk Rating 2.0 is expected to be discussed by the caucus as well.", 1, "2026-03-30T01:40:41Z", "2026-04-08T02:59:24Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://troycarter.house.gov/media/press-releases/congressman-troy-carter-sends-letter-pushing-flood-insurance-affordability"], "units": {}, "query_ms": 0.8430960588157177, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}