{"database": "press", "table": "releases", "rows": [["https://web.archive.org/web/20140221123404/http://wilson.house.gov/index.cfm?sectionid=49&itemid=450", "Congresswoman Frederica S. Wilson Takes Action To Stop Flood Insurance Rate Increases", "2013-11-06", "2013", "2013-11", "Democrat", "House", "FL", "Frederica Wilson", "W000808", "web.archive.org", null, null, "legacy", "WASHINGTON \u2013 As the nation marks the one year anniversary of Hurricane Sandy and its devastating accompanying floods, Congresswoman Frederica S. Wilson (FL-24) today announced actions to protect Floridians from flood insurance rate increases.\u00a0 In addition to introducing the Homeowners\u2019 Defense Act of 2013\u2014a bill to strengthen state-sponsored insurance funds and enhance their ability to serve homeowners who are unable to obtain coverage\u2014Congresswoman Wilson has co-sponsored the Homeowner Flood Insurance Affordability Act, a bipartisan bill to delay most flood insurance rate increases for a period of four years.\u00a0\u00a0 The Homeowner Flood Insurance Affordability Act also requires the Federal Emergency Management Agency (FEMA) to propose a new flood insurance regulation framework that addresses affordability issues.\u00a0 Congresswoman Wilson issued the following statement:\n\n\t\u201cEvery homeowner needs insurance.\u00a0\u00a0 As a Member of Congress from a state that is highly vulnerable to severe weather, I am absolutely committed to ensuring affordable access to flood insurance.\n\n\t\u201cThe Homeowners' Defense Act of 2013, which I sponsored in Congress, establishes a national Consortium for state-sponsored insurance funds to voluntarily bundle their catastrophe risk with one another, and then transfer that risk to the private markets through catastrophe bonds and reinsurance contracts. This bill will go a long way toward making insurance affordable and available.\n\n\t\u201cThe Homeowner Flood Insurance Affordability Act, which I have co-sponsored, grants FEMA the time it needs to develop cost-cutting reforms.\u00a0 The bill stops a tidal wave of rate increases that are set to strike homeowners.\u00a0 I am so pleased to see Democrats and Republicans coming together to support these sensible and urgently-needed actions.\u201d\n\n\t\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 ###\n\n\tCongresswoman Frederica S. Wilson is a second-term Congresswoman from Florida representing parts of Northern Miami-Dade and Southeast Broward counties. A former state legislator and school principal, she is the founder of the 5000 Role Models for Excellence Project, a mentoring program for young males at risk of dropping out of school.\u00a0 Along with Congressman Bill Posey, Congresswoman Corrine Brown, and Congressman Mario Diaz-Balart, Congresswoman Wilson serves as founding Co-Chair of the Florida Ports Caucus, a bipartisan taskforce that coordinates federal action in support of Florida\u2019s harbors and waterways.", 1, "2026-03-30T12:14:52Z", "2026-03-30T12:14:52Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://web.archive.org/web/20140221123404/http://wilson.house.gov/index.cfm?sectionid=49&itemid=450"], "units": {}, "query_ms": 1.8694200552999973, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}