{"database": "press", "table": "releases", "rows": [["https://www.cramer.senate.gov/news/press-releases/cramer-gallego-introduce-the-claim-act", "Cramer, Gallego Introduce the CLAIM Act", "2026-07-22", "2026", "2026-07", "Republican", "Senate", "ND", "Kevin Cramer", "C001096", "www.cramer.senate.gov", "cramer", "https://www.cramer.senate.gov/news/press-releases", "scraper", "***Click here for audio.***\n\nWASHINGTON, D.C. \u2013 Cannabis has been legalized in 42 states, but not federally. This legal disparity has created a haphazard regulatory environment for marijuana and cannabis-related businesses and services. Federal prohibitions conflict with state laws, leaving legal enterprise in limbo and requiring them to exist in the shadows, unable to access tools necessary for their success. For example, insurance companies wishing to serve cannabis-related businesses face legal liability for providing the insurance they need to those businesses to operate.\n\nAs members of the Senate Banking, Housing, and Urban Affairs Committee, U.S. Senators Kevin Cramer (R-ND) and Ruben Gallego (D-AZ) introduced the Clarifying Law Around Insurance of Marijuana (CLAIM) Act to ensure legal, law-abiding cannabis businesses in compliance with their state\u2019s relevant regulations have access to insurance products. Specifically, the CLAIM Act ensures safe harbor for any insurance company which provides insurance products to cannabis-related businesses.\n\n\u201cMuch like marijuana businesses are barred from using bank accounts, they are also locked out of insurance markets,\u201d said Cramer. \u201cBusinesses, as we know, obviously assume risk [because] that\u2019s part of being in business. But the risk for cannabis companies that operate in states where it\u2019s actually legal is especially high. The CLAIM Act makes sure insurers can offer their commercial products to regulated marijuana-related businesses without fear of federal prosecution.\u201d\n\n\u201cIn states that have legalized marijuana, including Arizona, legitimate cannabis businesses should have the same access to insurance coverage as any other business,\u201d said Gallego. \u201cI\u2019m proud to partner with Senator Cramer to introduce this commonsense, bipartisan fix.\u201d", 1, "2026-07-23T07:31:02Z", "2026-07-23T07:32:26Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://www.cramer.senate.gov/news/press-releases/cramer-gallego-introduce-the-claim-act"], "units": {}, "query_ms": 0.8266917429864407, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}