{"database": "press", "table": "releases", "rows": [["https://www.enzi.senate.gov//public/index.cfm/news-releases?ContentRecord_id=E20BDF86-68D4-4231-91E1-4D491C320570", "Senate protects consumer ability to use lower cost dispute settlement method", "2017-10-25", "2017", "2017-10", "Republican", "House", "WY", "Michael Enzi", "E000285", "www.enzi.senate.gov", null, null, "legacy", "Yesterday the Senate reversed a Consumer Financial Protection Bureau (CFPB) rule that U.S. Senator Mike Enzi, R-Wyo., said would have benefited trial lawyers more than consumers.\r\n\u201cThe Consumer Financial Protection Bureau was trying to force everything into court. That's more expensive than arbitration. By reversing the rule, consumers will still be able to take advantage of lower-cost arbitration,\u201d Enzi said. \u201cThe Consumer Financial Protection Bureau was trying to help trial lawyers rather than consumers.\u201d\r\nThe CFPB rule would effectively prohibit financial service contracts from using arbitration to remedy disputes consumers have with banks or credit card companies. This rule was recently finalized despite a CFPB study from 2015 finding consumers receive on average more than $5,000 in arbitration hearings and roughly $32 in class-action litigation.\r\nIn July, the House voted 231-190 to repeal the arbitration rule using the Congressional Review Act (CRA).\r\nThe CRA allows Congress to repeal regulations released by executive branch agencies. This type of resolution only needs a majority vote in Congress. The resolution will now go to the president for his signature.", 1, "2026-03-30T12:14:52Z", "2026-03-30T12:14:52Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://www.enzi.senate.gov//public/index.cfm/news-releases?ContentRecord_id=E20BDF86-68D4-4231-91E1-4D491C320570"], "units": {}, "query_ms": 0.8476828224956989, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}