{"database": "press", "table": "releases", "rows": [["https://www.hawley.senate.gov/hawley-chairs-hearing-that-exposes-insurance-fraud-by-major-corporations/", "Hawley Chairs Hearing That Exposes Insurance Fraud by Major Corporations", "2025-05-14", "2025", "2025-05", "Republican", "Senate", "MO", "Josh Hawley", "H001089", "www.hawley.senate.gov", "hawley", "https://www.hawley.senate.gov/press-releases/page/", "scraper", "During a disaster management subcommittee hearing of the U.S. Senate Committee on Homeland Security and Governmental Affairs, U.S. Senator Josh Hawley (R-Mo.) highlighted victims of recent natural disasters and the insurance companies that defrauded them.\n\n\u201cThis isn\u2019t charity that we\u2019re talking about. [Americans] turn to their insurance companies because they pay premiums to those insurance companies. It\u2019s a contract,\u201d said Senator Hawley. \u201cAnd unfortunately, time after time they find when disaster strikes\u2013in their moment of utmost need\u2013the insurance companies come back to them and they delay, and they deny, and they offer excuses, and they send out two adjusters and three adjusters and 15 adjusters and 25 adjusters, and they constantly change the estimates. And at the end of the day, they just won\u2019t pay what is due. What is required. What is just.\u201d\n\nThe hearing featured homeowners whose property was severely damaged by recent storms, insurance adjuster whistleblowers who were pressured by companies to doctor reports to cut payouts, and the executive director of the American Policyholder Association, a consumer advocacy group that investigates fraud by insurance companies.\n\n\u201cWhen we needed Allstate the most, they failed us,\u201d one disaster victim noted.\n\n\u201cThis is no longer about just a roof,\u201d said another. \u201cIt\u2019s about the failure of a system that leaves families vulnerable after catastrophic events.\u201d\n\nSenator Hawley concurred.\n\n\u201cIt\u2019s not like it\u2019s happened to just one family,\u201d he said. \u201cIt is a deliberate strategy to maximize profits.\u201d\n\nSenator Hawley also called out Allstate and State Farm for defrauding their policyholders and intimidating whistleblowers.\n\n\u201cWe\u2019ve just heard testimony here\u2013sworn testimony from multiple adjusters\u2013that your company ordered them to delete or alter damage estimates to reduce payouts and to make you profits,\u201d Senator Hawley said. \u201cIt sounds to me like you\u2019re running a system of institutionalized fraud.\u201d\n\nSenator Hawley has been drawing attention to insurance company victims since President Trump shed light on the issue during his January visit to North Carolina where he met with those impacted by Hurricane Helene.", 1, "2026-03-30T01:40:41Z", "2026-04-06T18:20:29Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["https://www.hawley.senate.gov/hawley-chairs-hearing-that-exposes-insurance-fraud-by-major-corporations/"], "units": {}, "query_ms": 1.4408142305910587, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}