{"database": "press", "table": "releases", "rows": [["http://huizenga.house.gov/news/documentsingle.aspx?DocumentID=398263", "Dodd-Frank Hurts Small Towns Across Michigan", "2015-12-10", "2015", "2015-12", "Republican", "House", "MI", "Bill Huizenga", "H001058", "huizenga.house.gov", null, null, "legacy", "Yesterday, the Editors Note in the Detroit News took an important big picture look at the harmful effects of Dodd-Frank on small towns across America. Congressman Huizenga and Republican members of the House Financial Services Committee have worked tirelessly to examine Dodd-Frank and detail how truly damaging this ill-conceived law is for consumers, small businesses, and community lenders. For a more in-depth look at Dodd-Frank and its negative impact on Main Street click here.\r\nDodd-Frank slows small business growth\r\n  \r\nBy Nolan Finley  A vigorous small business base is essential to a healthy economy. So its no wonder this economic recovery has been so tepid.\r\n Loans to small businesses are off sharply, down 38 percent since before the passage of the Dodd-Frank bill, which added layers of regulations on the financial industry.\r\n Passed in response to the near collapse of the banking industry during the Great Recession, Dodd-Frank has encouraged consolidation of lending institutions and toughened requirements for loans. It has fallen heaviest on smaller, community banks that tend to service entrepreneurs and small businesses.\r\n That has a particularly negative impact on smaller towns and rural areas, which lack access to the mega-banks.\r\n Its another example of how in Washington, the cure is often more harmful than the ailment. This note originally appeared in the Detroit News on December 9th.", 1, "2026-03-30T12:14:52Z", "2026-03-30T12:14:52Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["http://huizenga.house.gov/news/documentsingle.aspx?DocumentID=398263"], "units": {}, "query_ms": 1.0244350414723158, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}