{"database": "press", "table": "releases", "rows": [["http://huizenga.house.gov/news/documentsingle.aspx?DocumentID=398561", "Bipartisan: Huizenga Legislation to Help Low and Middle Income Families Passes Committee", "2017-11-15", "2017", "2017-11", "Republican", "House", "MI", "Bill Huizenga", "H001058", "huizenga.house.gov", null, null, "legacy", "Bipartisan: Huizenga Legislation to Help Low and Middle Income Families Passes Committee  \r\n   \r\n    \r\n       \r\n      \r\n  \r\n    \r\n      f \r\n      t \r\n      #\r\n      e\r\n      \r\n      \r\n    \r\n    \r\n      \r\n        Washington,\r\n        November 15, 2017\r\n      \r\n       \r\n    \r\n  \r\n  \r\n  \r\n  \r\n  \r\n  \r\n  \r\n    \r\n      \r\n      \r\n      Yesterday, the House Financial Services Committee passed the Mortgage Choice Act, bipartisan legislation introduced by Congressman Bill Huizenga (R-MI) and Congressman Greg Meeks (D-NY). This legislation clarifies the definition of \u201cpoints and fees\u201d currently preventing some low and middle income families from attaining a qualified mortgage (QM). This bipartisan bill passed the committee by a vote of 46-13.   \r\n\r\n\r\nCongressman Bill Huizenga:\r\n\r\n    \r\n        \r\n            \r\n            \r\n                \r\n                Consumers would lose the ability to take advantage of the convenience and market efficiencies offered by one-stop shopping. This is like telling Meijer that they can carry groceries but they can\u2019t carry school supplies. You can\u2019t have this one-stop shopping, and it doesn\u2019t make sense to me.\u00a0\r\n                \r\n                \r\n                The qualified mortgage represents the safest, best underwritten mortgage available on the market. It\u2019s the gold standard. We should want more people getting qualified mortgages, not less. \u2026 These common sense changes will promote access to affordable mortgage credit for low and moderate income families and first-time homeowners by ensuring that safe and properly underwritten mortgages pass the QM test.\u00a0\r\n                \r\n                \r\n                Congress has the opportunity to help more Americans realize a portion of the American Dream. Not by some grandiose law or decree, but by simply reforming a burdensome regulation. Homeownership has been a pillar of American life for generations. Today, we can reaffirm that pillar and reassert that homeownership can and should be an attainable goal.", 1, "2026-03-30T12:14:52Z", "2026-03-30T12:14:52Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["http://huizenga.house.gov/news/documentsingle.aspx?DocumentID=398561"], "units": {}, "query_ms": 0.9820540435612202, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}