{"database": "press", "table": "releases", "rows": [["http://hultgren.house.gov/newsroom/press-releases/hultgren-financial-services-colleagues-introduce-bipartisan-bill-to-expand", "Hultgren, Financial Services Colleagues Introduce Bipartisan Bill to Expand Banking Access in Rural Illinois", "2016-10-05", "2016", "2016-10", "Republican", "House", "IL", "Randy Hultgren", "H001059", "hultgren.house.gov", null, null, "legacy", "Washington, DC \u2014 U.S. Representatives Randy Hultgren (IL-14), Scott Tipton (CO-03) and Terri Sewell (AL-07) introduced the bipartisan Making Online Banking Initiation Legal and Easy (MOBILE) Act of 2016 (H.R. 6287) to expand access to banking services for families in rural communities throughout Illinois and the United States.\n\u201cAs the needs of banking customers change in the 21st Century, hardworking Americans\u2014especially those with low and moderate incomes\u2014need access to traditional banking services that may not be easily accessible in their communities,\u201d said Rep. Hultgren. \u201cI am proud to cosponsor the MOBILE Act, which will make it easier for my constituents to open a bank account from their mobile device.\u201d\nThe MOBILE Act would clarify existing federal law and solidify a uniform standard of compliance for mobile banking services. Specifically, the bill ensures financial institutions can \u201cswipe\u201d the machine readable zone on state issued identification cards and record and store the information for the purposes of verifying the identity of a bank customer and preventing fraud or criminal activity.\n\u201cThere are many families in rural communities across the country who are struggling to achieve financial security because they can\u2019t easily get to a bank to open checking or savings accounts. Smartphones can change this, but we need our laws to catch up to the technology,\u201d Rep. Tipton said. \u201cThe MOBILE Act would help remove some of the barriers families in rural Colorado face when it comes to banking access.\u201d\n\u201cAccess to capital is a constant struggle for many rural communities in Alabama and across the country. As we work together to help bridge the gap of economic inequality and financial insecurity, access to traditional banking and financial services is critically important,\u201d added Rep. Sewell. \u201cThe MOBILE Act helps to ensure that our underserved and underbanked communities will be able to access and better manage their personal finances through the convenience of online banking using their mobile devices.\u00a0 I am proud to join my colleagues in introducing this bipartisan and common sense piece of legislation that expands traditional banking opportunities to millions of hardworking Americans.\u201d\nThe MOBILE Act has been referred to the House Committee on Financial Services, of which Hultgren, Tipton and Sewell are all members.\n###", 1, "2026-03-30T12:14:52Z", "2026-03-30T12:14:52Z"]], "columns": ["url", "title", "date", "year", "month", "party", "chamber", "state", "member_name", "bioguide_id", "domain", "scraper", "source", "date_source", "text", "has_text", "collected_at", "updated_at"], "primary_keys": ["url"], "primary_key_values": ["http://hultgren.house.gov/newsroom/press-releases/hultgren-financial-services-colleagues-introduce-bipartisan-bill-to-expand"], "units": {}, "query_ms": 1.7472661565989256, "source": "dwillis/congress-press", "source_url": "https://github.com/dwillis/congress-press", "license": "MIT", "license_url": "https://github.com/dwillis/congress-press/blob/main/LICENSE"}