releases: https://beatty.house.gov/media-center/press-releases/house-passes-beatty-s-bipartisan-affordable-housing-bill
Data license: MIT · Data source: dwillis/congress-press
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| url | title | date | year | month | party | chamber | state | member_name | bioguide_id | domain | scraper | source | date_source | text | has_text | collected_at | updated_at |
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| https://beatty.house.gov/media-center/press-releases/house-passes-beatty-s-bipartisan-affordable-housing-bill | House Passes Beatty’s Bipartisan Affordable Housing Bill | 2021-04-21 | 2021 | 2021-04 | Democrat | House | OH | Joyce Beatty | B001281 | beatty.house.gov | beatty | https://beatty.house.gov/media-center/press-releases | scraper | WASHINGTON, D.C.—The U.S. House of Representatives yesterday passed U.S. Congresswoman Joyce Beatty's (OH-03) signature, bipartisan, affordable housing bill, the Housing Financial Literacy Act, H.R. 1395. If enacted, the piece of legislation would give first-time homebuyers who complete a U.S. Department of Housing and Urban Development (HUD)-certified counseling course a discount on their Federal Housing Administration (FHA) mortgage insurance premium of 25 basis points (or 0.25 percent). This translates into a cost savings for first-time homebuyers of $250 for every $100,000 financed through a FHA mortgage loan. Following the vote, Beatty said: "Whether you are managing your credit, creating a budget, saving for retirement, or purchasing a home, understanding the basic principles of planning, saving, and investing for the future are vitally important. Studies show that pre-purchase housing counseling empowers first-time homebuyers to make more informed financial decisions that ultimately benefit their family's financial future, the neighborhood, and entire economy. I call on Democratic and Republican Senators to back this common-sense, bipartisan bill to help more of our constituents realize the dream of homeownership in a financially responsible way." The Housing Financial Literacy Act is awaiting further consideration by the U.S. Senate. # # # | 1 | 2026-03-30T01:40:41Z | 2026-04-06T19:42:19Z |