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releases: https://web.archive.org/web/20140301015850/http://grijalva.house.gov/index.cfm?sectionid=13&itemid=1598

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https://web.archive.org/web/20140301015850/http://grijalva.house.gov/index.cfm?sectionid=13&itemid=1598 More Than 400,000 Arizonans Get Rebates From Insurance Companies Thanks to Affordable Care Act Rule Limiting Profit on Premiums 2013-12-16 2013 2013-12 Democrat House AZ Raúl Grijalva G000551 web.archive.org     legacy Tucson, Ariz. – Rep. Raúl M. Grijalva today highlighted the 424,000 Arizonans who received an average rebate of approximately $71 per familyfrom their insurance company this year thanks to the Affordable Care Act (ACA). The ACA says insurance companies must spend at least 80percent of what they make in premiums – or 85percent in the large group market– on medical care and quality improvement efforts rather than overhead, profits and executive pay. Insurers who fail to meet that standard, known as the “medical loss ratio,” have to send consumers a rebate to make up the difference. Insurers sent 8.5 million consumers an average rebate of approximately $100 per family nationwide this year. The health care law requires insurance companies to publicly post and justify any proposed rate increase of 10 percent or more. Across the country, insurers are withdrawing or decreasing proposed rate hikes, benefiting families and the economy.One high-profile instance over the summer led to Anthem Blue Cross of California dropping its request to participate in the Covered California state health care exchange because of state-level scrutiny of its rate increases. “Whenever we try to make the market a little fairer for working people, we hear these doom-and-gloom predictions that putting money back in their hands is going to wreck the economy,” Grijalva said. “Ask any of the hundreds of thousands of Arizonans who got a check back from their insurance company this year, and I think they’ll tell you this rule is working.” House Republicans have voted to repeal the ACA more than 40 times. The full state-by-state rebate table is below. CONSUMERS RECEIVING 2012 REBATES FROM THEIR INSURANCE COMPANIES IN 2013[1]   State Number of Individuals Average Premium Per Family Alabama 1,500   $248 Alaska 12,300   $190 Arizona 424,000   $71 Arkansas 121,200   $49 California 1,433,800   $71 Colorado 150,500   $134 Connecticut 47,600   $168 Delaware 4,000   $495 District of Columbia 210,200   $53 Florida 614,200   $132 Georgia 247,900   $82 Hawaii 39,600   $59 Idaho 28,000   $152 Illinois 178,600   $52 Indiana 273,000   $157 Iowa 1,800   $111 Kansas 83,700   $71 Kentucky 206,800   $100 Louisiana 81,000   $50 Maine 8,800   $106 Maryland 150,000   $143 Massachusetts 173,500   $457 Michigan 222,000   $138 Minnesota 9,200   $303 Mississippi 60,000   $140 Missouri 457,000   $72 Montana 13,300   $173 Nebraska 42,000   $82 Nevada 88,500   $75 New Hampshire 15,400   $147 New Jersey 220,000   $104 New Mexico 17,500   $24 New York 633,800   $92 North Carolina 192,600   $87 North Dakota 570   $64 Ohio 6,300   $133 Oklahoma 273,700   $92 Oregon 22,300   $206 Pennsylvania 123,600   $77 Rhode Island 1,300   $43 South Carolina 119,400   $70 South Dakota 800   $70 Tennessee 131,800   $69 Texas 726,200   $95 Utah 139,700   $85 Vermont 5,200   $58 Virginia 236,000   $88 Washington 3,000   $512 West Virginia 11,800   $132 Wisconsin 147,100   $46 Wyoming 8,400   $284     Source - http://www.cms.gov/CCIIO/Resources/Data-Resources/Downloads/2012-mlr-rebates-by-state-and-market.pdf 1 2026-03-30T12:14:52Z 2026-03-30T12:14:52Z
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