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http://posey.house.gov/news/documentsingle.aspx?DocumentID=394484 Committee Approves Rep. Poseys Bill to Prevent Overregulation of Credit Unions 2017-12-13 2017 2017-12 Republican House FL Bill Posey P000599 posey.house.gov     legacy Committee Approves Rep. Posey’s Bill to Prevent Overregulation of Credit Unions Washington, December 13, 2017 - Today the House Financial Services Committee approved Congressman Bill Posey’s legislation to prevent an unfair and overly burdensome regulation from being imposed on credit unions across our communities. Posey’s bill, H.R. 4464, the Common Sense Credit Union Capital Relief Act, which was reported favorably to the House floor with a bipartisan vote, would repeal the National Credit Union Administration’s (NCUA) final risk-based capital rule. “Millions of Americans throughout our communities utilize the important financial services offered by our local credit unions,” said Congressman Posey. “There are great concerns about the cost of this rule on credits unions, the legal authority of the NCUA to implement this rule and the regulatory burden this rule will have on credit unions. This bill will ensure that credit unions do not tie-up scarce resources that would otherwise be made available to credit union members and our communities in the form of loans and lower interest rates.” Specifically, the NCUA rule would negatively affect the country’s 110 million credit union members by unfairly categorizing credit unions as complex financial institutions that should not operate without setting large amounts of capital aside. Posey’s bill simply repeals this rule so credit unions can continue to provide high quality financial services to their members rather than be forced to limit their services or close their doors. Print version of this document 1 2026-03-30T12:14:52Z 2026-03-30T12:14:52Z